Reinstate your mortgage
Catch up what is past due and keep your loan exactly as it was. Often the cleanest way to stop a foreclosure cold.
How reinstatement worksMost people in a hard housing situation are only ever shown the option that pays the person showing it. This page is the whole menu. When we sit down together we walk through each path that applies to you, what it costs, what it protects, and how long it takes, and then you choose. These pages are education, not legal advice; where a path needs an attorney, we bring in a licensed Michigan attorney.
Catch up what is past due and keep your loan exactly as it was. Often the cleanest way to stop a foreclosure cold.
How reinstatement worksRestructure the loan with your lender so the payment fits your life again. Paperwork-heavy, but it can reset everything.
How modification worksA full open-market sale on a tight timeline. Stops the foreclosure entirely and usually protects the most equity.
Selling on a deadlineEven after an auction, Michigan usually gives you months where you still own the home, can stay in it, and can sell it.
Your rights after auctionWhen the house needs more than you can give it, a cash or as-is sale can be right. We make sure the price is honest.
When as-is makes senseA house in an estate carries paperwork, deadlines, and family. We coordinate all of it with vetted probate attorneys.
Probate, step by stepOne home, two futures. We give both sides the same clear numbers so the house does not become the battlefield.
Handling the home in divorceMost situations touch more than one of these. Start with one conversation and we will map which paths are actually open to you.
Talk to an advocateThe option you were never told about is usually the one worth the most to you.