Why you got our letter.

The Home Protectors team · August 3, 2026

If you are reading this, there is a decent chance a letter with Dave Manley's real signature arrived in your mailbox recently, and you are doing exactly the right thing: checking out who sent it before you respond. Good. Keep doing that with everyone who contacts you right now. Here is our side of it, told straight.

How we found you. When a lender starts a foreclosure in Michigan, the law requires them to publish a notice: your name, the property, the amount owed, the sale date. It runs in the legal news, in public, where anyone can read it. That is how we found you, and it is also how everyone else found you, which is why your mailbox and phone got loud all at once. We did not buy your name from a data broker, and we will never sell it to one.

Why we write. Because the publication that made your situation public did not come with an explanation of your options, and the people racing to your door mostly profit from you not knowing them. Most homeowners we meet do not know that a scheduled auction can still be stopped, that Michigan usually gives you months of ownership after an auction, or that the equity in a house under foreclosure is still yours to protect. The letter exists to put a real, local, licensed team on your side of the table before you sign anything for anyone.

What we want, honestly. We are local REALTORS® at Legacy Real Estate Partners, and our business model is stated up front: every conversation and every plan is free, and we earn a commission only if you choose to list your home with us. Many paths we help people take, reinstatement, a loan modification, keeping the house, pay us nothing, and we help with them anyway, because that is what advocating first means and because it is how neighbors treat each other.

What we will never do. We will not buy your house ourselves. We will not pressure you toward anything, and you can say "not interested" once and never hear from us again. We will not share what you tell us. And we will not pretend a bad option is a good one: if a fast cash sale is genuinely your best move, we will say so, and then get you several offers instead of one.

If the letter brought you here, the fastest next steps are the five-minute assessment, the timeline tool that shows exactly where your clock stands, or the phone: (616) 612-2010, and say you got our letter. A real person who signed it will call you back.

You are right to be suspicious of everyone right now. Bring that suspicion to the conversation; it holds up.

Talk to the people who signed it